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LESSON PLAN

Financial Literacy — Coins and Role-Play

A
Apothem Team
Kindergarten · Number
LESSON AT A GLANCE
Warm-up
5 min
Explore
15 min
Consolidate
10 min
Practice
12 min
Exit reflection
3 min

Warm-up

Pass around one of each Canadian coin. 'What do you notice? How are they different? What do they have in common?' Sort by colour first, then by size. Introduce names: 'This golden one is called a loonie. Who knows why?'

Explore

Set up the classroom store with simple price tags (1,1, 2, $3 for items). Students take turns as customer and shopkeeper. The customer picks one item, pays with coins (supporting them as needed), and the shopkeeper 'accepts' the payment. No change-making — keep it to exact amounts with whole dollars.

Consolidate

Practice

Students draw one thing they 'need' and one thing they 'want,' and share with a partner explaining their thinking. Exit: teacher holds up a coin — students say its name.

Exit reflection

TIP  Use real coins whenever possible — the tactile experience of weight and size is part of learning the attributes. If using plastic coins, have a few real ones available too.
WORKED EXAMPLES
A student wants to buy a $3 item but only has 2 loonies. What do you do?

'You have 2.Theitemcosts2. The item costs 3. Do you have enough? What do you need?' If the student needs support, lay out the coins and count together. The goal is the reasoning, not the speed.

A student insists the large nickel is worth more than the small dime because it's bigger. How do you address this?

This is one of the most common and important early financial misconceptions. Use the store: 'This costs 1 dime. This costs 1 nickel. Which one costs more?' The price tag is the authority. Repeat in multiple contexts until the size-value disconnect is internalized.

MATERIALS
Canadian coin set (real or plastic coins)
Classroom store items with price tags (whole dollar amounts)
Play money
Wants and needs picture cards
Images of wampum beads and trade goods
WATCH FOR
!Students frequently believe larger coins are worth more — directly and repeatedly testing this in store contexts is the best antidote.
!Students may not distinguish between wants and needs if they have grown up with many wants fulfilled — approach this with cultural sensitivity and open discussion rather than 'correct answers.'